Look for an attorney who focuses his or her practice on your type of legal question, or someone who lists this as a type of law they regularly practice. Your local bar association may have a referral program.
You’re at the end of your financial rope. You’ve tried everything — selling off assets, credit counseling and debt consolidation. And you’ve finally decided that bankruptcy is your best option.
One of your next steps is deciding which type of bankruptcy to file. There are two types of bankruptcies that individuals can file: Chapter 7 and Chapter 13. The basic difference between the two is that one eliminates your debts and the other involves a payment plan to repay at least some of the debts you owe. Continue reading to learn more about the differences between Chapters 7 and 13 bankruptcy and which one is right for you.
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The Law office of Astrid Vellón is dedicated to the traditional values that are still exceedingly important today. At this Law Firm the attorney holds her practice of law at the highest ethical standards. Our clients may count with personal, confidential and professional treatment. This office is dedicated to serve our clientele with respect, attention and the highest client satisfaction.
The Law firm of Astrid Vellón, counts with professional staff. During these difficult financial times it is important that we have trusted legal representation. Each case is different and for that reason it is treated individually. Please call us to arrange a consultation with Attorney Astrid Vellón.
A loan modification is exactly what it sounds like: a change in the terms of a loan. The objective: achieve a lower, manageable monthly payment.
Typically, applicants are borrowers suffering financial hardship who are in danger of stumbling from default (that is, behind in his/her payments) headlong into foreclosure.
Modification is an alternative to the messy process of foreclosure, bringing relief the homeowner (who gets to stay put) as well as the lender (which doesn’t incur the expense and time lost to foreclosure). It’s sort of a win-win, especially if the borrower is informed, organized, proactive and persistent.
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While any lawyer may be able to help you with your family law case, this does not mean that any lawyer should. Family Law Specialists have the specific and necessary experience and expertise to best assist you with all family law matters.
- Divorce/ Annulment
- Child custody
- Child support payments
- Spousal support/ alimony
- State guardianship
- State child protection
- Domestic violence
Obtaining an adequate child support support order, and either enforcing or modifying it, often requires the assistance of a skilled child support attorney and the help of state agencies.
A real estate attorney can help you in many ways throughout the process. An attorney will not only defend you in the foreclosure proceeding, but will also work with your lender to figure out alternatives which may help you remain in your home.
You should speak with an attorney regarding your foreclosure situation in order to determine your possible courses of action.